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Get a Free Appraisal & Home Warranty Up to $1,500 in Savings!

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Author:

Pacificwide team

Published:

October 23, 2024

Last Update:

November 1, 2024

Incentives/Benefits

Incentive/Promotion

With the Pacificwide Refinance Program, homeowners not only get competitive rates and terms but also benefit from exclusive promotions designed to make refinancing even more valuable

For a limited time offer

Free appraisal

The cost of your appraisal is on us! ($750 value)

1-year home warranty

Receive a complimentary home warranty (valued up to $750) covering essential home systems and appliances.

Benefits

The Pacificwide Refinance Program offers significant financial benefits to homeowners looking to lower their mortgage rates and monthly payments. Our program is designed to help clients refinance with ease, offering competitive interest rates, low to no closing costs, and streamlined approval processes.

Lower monthly payments with reduced interest rates
Low to No closing costs, (check with our team on No cost refinance option)
Faster processing times with our streamlined system (close in 15days or less)
Offer wide range of loan programs to meet your needs – (Access to equity for home improvements, debt consolidation, or other financial needs)
Flexible terms tailored to the client’s financial goals and timeline. (from 30, 29, 28 to 1 year term)

how it works

Our refinance process is designed to be simple and efficient; the whole process will take less than 15days.

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1

We start by reviewing the homeowner's current mortgage and financial status to determine eligibility.

2

Homeowners will receive personalized refinance options with lower interest rates and better terms.

3

Pacificwide will handle most of the paperwork online, ensuring a seamless process.

4

Once final approved, clients sign their new mortgage agreement, locking in a lower interest rate and better terms for the long term.

qualifications

To qualify for the Pacificwide Refinance Program and the accompanying incentives, borrowers must:

Have a minimum credit score of 620 or higher.

Maintain a debt-to-income ratio (DTI) of no more than 50%.

Maximum loan-to-value ratio (LTV) is 95%

Be current on mortgage payments for the last 12 months.

Borrower must meet conventional, FHA, VA, and USDA mortgage guidelines and subject to lender approval.

See your Available Rates

Disclaimers/Restriction:

Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Pacificwide Mortgage is an Equal Opportunity Lender & an Equal Housing Lender. The free appraisal and home warranty are only available upon closing and subject to borrower qualifications. To qualify for program, loan must meet all the above and following requirements: minimum loan amount is $500,000. Maximum 85% LTV with fico score of 660 and up.

Ready to Start Refinancing?

Choose the most convenient way to get started today. Whether you're unsure if it's the right time or ready to move forward, we're here to help every step of the way.

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