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Fast, Personalized Loan application for you

At Pacificwide, we know buying a home is a major decision. Our mortgage loan application offers personalized support, competitive rates, and a fast process to make your journey to homeownership easier.
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Competitive rates

We offer some of the most competitive interest rates in the market.

Personalized services

Our team of experienced mortgage professionals is dedicated to guiding you through every step.

Fast processing

Enjoy a quick and hassle-free application process with timely approvals.

loan application

Complete your application in just 15 mins for faster processing.

Purchase

Get Pre-Approved quickly to streamline your home buying process.

Refinance

Lock in your rate and lower payments with fast refinance Pre-Approval.

Heloc

Access your home's equity with a speedy HELOC Pre-Approval.

Getting started

Step 1

Pre-qualification

Before applying, consider getting pre-qualified. This gives you an idea of how much you can borrow and helps you set a budget for your home search.
Step 2

Complete Your Application

Fill out our online mortgage loan application form. It’s user-friendly and secure, requiring details such as Personal Information, Employment History, Financial Information (assets, debts, income)
Step 3

Document Submission

After completing your application, you’ll need to submit supporting documents, including: Proof of Income (pay stubs, tax returns) Bank Statements Identification (driver’s license, Social Security number)
Step 4

Pre-Approval

What is Pre-Approval?
Pre-approval is a more thorough process where we review your financial information and credit history. This allows you to know exactly how much you can borrow and strengthens your position when making an offer on a home.
How to Get Pre-Approved?
Pre-approval is a more thorough process where we review your financial information and credit history. This allows you to know exactly how much you can borrow and strengthens your position when making an offer on a home.
Step 5

Review and Approval

Before applying, consider getting pre-qualified. This gives you an idea of how much you can borrow and helps you set a budget for your home search.
Step 6

Closing

Before applying, consider getting pre-qualified. This gives you an idea of how much you can borrow and helps you set a budget for your home search.

FAQS

Learn about applying Loan Application

What credit score do I need to qualify?

While requirements vary, a credit score of 620 or higher is generally needed for most loans

How long does the application process take?

Most applications can be processed in as little as 30 days, depending on the complexity of your financial situation.

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LOAN OPTIONS

30-Year Fixed

25-Year-Fixed

15-Year-Fixed

Adjustable Rate Mortgage

Conventional

VA Loans

USDA Loans

Jumbo Loans

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CONTACT US

3005 Silver Creek Rd STE 210-214, San Jose, CA 95121

(408) 532-1278

mortgage@pacificwide.com

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Pacificwide is a Bay Area real estate & mortgage company that serves all your homeownership needs, NMLS Unique Identifier #272883. ©2023 Pacificwide Real Estate & Mortgage. All Rights Reserved.

Do you have any questions? We are here to help!