Credit score

How Your Credit Score Affects Your Home Loan Down Payment and Closing Costs

20 February 2024

If you're looking to purchase a home, it's important to understand the role your credit score plays in your mortgage and closing costs. Your credit score can affect the down payment you make, the amount of interest you pay, and other fees associated with your home loan. Knowing the...
How to Increase Your Credit Score and Secure the Best Interest Rate on Your Home Loan

27 January 2024

Are you looking to purchase a home, but you’re concerned that your credit score won’t be good enough to secure a competitive interest rate? If so, you’re not alone. Many potential home buyers worry about their credit score and how it will affect the cost of their loan. ...
How Your Credit Score Affects Closing Costs and Home Equity

10 January 2024

When applying for a mortgage, it's important to understand the impact your credit score will have on the closing costs and home equity. Your credit score is one of the most important factors lenders use to evaluate you as a potential borrower. A higher credit score can mean a...
How Your Credit Score Impacts Your Mortgage Loan Terms

10 January 2024

When you’re applying for a mortgage, one of the most important factors to consider is your credit score. Lenders will use your credit score to determine your risk level and assess what terms they are willing to offer you for your loan. Your credit score can make a big...
What Affects Your Mortgage Rates and How to Improve Your Credit Score

10 January 2024

If you’re in the market for a home, you may be wondering how your credit score will affect your mortgage rate. A good credit score can help you secure a better rate on your loan, so it’s important to understand the different factors that can influence your credit score...

Don't Miss Your Dream Home

Secure Your Financing Now. Pre-Qualify Today. Experience a streamlined pre-qualification process in just three minutes, without impacting your credit rating.
Get Pre-qualified

Connect with our experts

Let us simplify the loan process and bring you closer to your dream home.

Get expert tips straight to your inbox

Discover ways to increase your home's value and stay on top of local trends.

Pacificwide

Pacificwide Real Estate

We connect you with the most up-to-date real estate tools for your home search and save more with us.

Pacificwide mortgage

We provide 24/7 customer support and secure platform for 100% online mortgage application.

Pacificwide property management

Get free repair estimates and rest easy with our property management team.

ABOUT US

Careers

Loan Processors & Real Estate Agents

Terms Of Use

Email And Text Policy

Privacy Policy

FAQs

CONTACT US

3005 Silver Creek Rd STE 210-214, San Jose, CA 95121

(408) 532-1278

mortgage@pacificwide.com

Follow us

Pacificwide is a Bay Area real estate & mortgage company that serves all your homeownership needs, NMLS Unique Identifier #272883. ©2023 Pacificwide Real Estate & Mortgage. All Rights Reserved.

Do you have any questions? We are here to help!