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Mortgages Made Simple, Dreams Made Possible.

Your Path to Dream Homes & Financial Freedom. We simplify your journey.

GET THE RATE YOU DESERVE

Calculate Your Mortgage Payments

Quickly calculate your monthly mortgage payment. Gain clarity on your financial planning and make informed decisions with ease.

Mortgage calculator

Total monthly payment

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Discover Your Homebuying Power

Find out how much house you can buy based on your income and expenses. Make informed decisions with a realistic budget.

affordability calculator

Estimated Home Affordability

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Principle & Interest
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PMI
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Homeowners Insurance
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Debt-to-income ratio (DTI)

Your debt-to-income ratio (DTI) would be 43% , meaning 43% of your pretax income would go toward mortgage and other debts. Edit

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loan application

Complete your application in just 15 mins for faster processing.

Purchase

Get Pre-Approved quickly to streamline your home buying process.

Refinance

Lock in your rate and lower payments with fast refinance Pre-Approval.

Heloc

Access your home's equity with a speedy HELOC Pre-Approval.

Explore Your Mortgage Options

Find the perfect Loan for your home financing needs.

ai - first mortgage doctor for customers and agents

Experience a smarter way to manage your mortgage with AI-driven tools and expert guidance. Get personalized insights, real-time updates, and seamless support at every step.

Calculators

Estimate mortgage payments and affordability with our easy-to-use calculators.

explore rates

Discover the most up-to-date mortgage rates specifically tailored to meet your needs.

Search customized rates

Find personalized mortgage rates based on your unique financial profile.

home buying Q&A

Get answers to all your home buying questions, guided by expert advice.

Refinance q&a

Receive expert answers to all your refinancing questions for a smoother process.

predict mortgage rates

Stay ahead with forecasts on future mortgage rate trends globally.

check loan status

Track the progress of your loan application with real-time updates.

Other services

Explore additional tools & resources designed to enhance your mortgage experience.

confidence come with learning

Explore our collection of articles and blogs to deepen your understanding of loans and mortgage rates. Make confident decisions every step of the way.
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Trusted by Homebuyers

Most of customers who sell and buy with Pacificwide recommend us.

4.9/5

127 reviews

Zachary Fridrich

Jonathan Pham is a great guy to work with! He's very helpful and has great customer service. If you're looking for a real estate company with a great manager look no further than Pacificwide!
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Horizon Data Solutions

Working with Dat was great! They were able to help us close on a home quickly. We got just what we wanted, as stress free as possible. If you’re looking for fast, responsive, and attentive real estate agents I 100% recommend! Highly satisfied with the process and the quality of their work.
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chau nhi

Thanks Pacificwide for helping me get my dream home when i just moved to CA. They are very enthusiastic to advise me and work very professionally. Highly recommend Nhu Bui as loan processor.
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phuong le thi lan

We successfully bought a house with the helping and guiding of Ms. Anna. She was doing good job her hard work, enthusiasm and productivity. We had experienced good time working with her. So, I highly recommend their services.
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nguyen pham

Anna and Leon provided an outstanding real estate experience. As a buyer, Anna's expertise and attention to our preferences made the process seamless. Anna, the loan officer, was efficient and guided us through the financial aspect effortlessly. Together, they formed an exceptional team, exceeding our expectations. Highly recommend their services for a stress-free home buying journey.
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Sierra Hill-Saddler

Johnny Pham has great customer service skills and I'm convinced that he can help anyone with their real estate needs! No question, I would use this service and agent in the San Jose area.
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Lupita Rodriguez

I’ve worked with Jose Herrera before and it was great. He’s very professional and takes very good care of his clients!
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Juan Chavez

Pacificwide help me buy a house in Oakland, they were an amazing team, easy to communicate. Lupita Robriguez was my Real state agent and she is one of the hardest working woman I know. I told her which house I wanted and she made it happen, Thanks You Lupita! Nhu Bui help me gather all the papers I needed for the purchase of the house and she was super helpful. She was patient I’m guiding me to the information I needed.Overall it was a great experience working with Pacificwide
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saul ramos

Jonathan is awesome! He is always looking out for our needs and truly cares about providing a family-like experience.
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Roberto Chavez

A huge thank you to Pacificwide for all of their help with assisting me with finding a new home! Worked with agent by the name of Jose Herrera and received phenomenal service from start to finish.
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Ashley DeJesus

Seen all the great reviews for Hr management Johnathan Pham and yes in deed it is all true he has been such a blessing to my family and I. Very grateful for having him help us with our needs. Thank you Johnathan Pham & also thank you Pacificwide real estate & mortgage :)
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3005 Silver Creek Rd STE 210-214, San Jose, CA 95121

(408) 532-1278

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Pacificwide is a Bay Area real estate & mortgage company that serves all your homeownership needs, NMLS Unique Identifier #272883. ©2023 Pacificwide Real Estate & Mortgage. All Rights Reserved.

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